Showing posts with label marriage. Show all posts
Showing posts with label marriage. Show all posts

Saturday, November 8, 2008

Marriage For Insurance



If you're thinking the idea of marriage insurance is new, then think again. Its roots go back to the very beginnings of insurance in England. As early as 1664, insurance policies were being written on births, marriages, christenings, and more. Marriage itself is a forward-looking and joyous event. It is a time when your outlook seems bright, and dreams are coming to fruition. Throughout history, marriage has been the cornerstone of what we know as civilized society; or perhaps religious society.

Couples of today are marrying later in many cases. Both husband and wife bring more assets and more debt into the relationship. Yet, it's rare that an investment vehicle today can provide individuals with monetary incentive for simply staying married. Forms of agreement are available in triplicate for divorce settlements. But as far as pre-vow papers go to insure an increase in wealth if two people can stay married, they simply are hard to come by, if they exist at all. There are very few guarantees in life, some may argue only one, and based on the current divorce rates, any insurance company offering these policies would surely make a fortune, right? Well, not exactly. Once you're married, you're married until death or divorce papers are signed. If a couple had a large monetary settlement coming after 20 years, they could divorce after 10 and refuse to sign the papers, agreeing to split the money when it comes.

Approximately 2.3 million weddings take place in the U.S. alone annually. Data suggests that half of these marriages will end via divorce. One of the only insurance companies offering to pay a settlement upon completion of a 25th wedding anniversary is the SafeGuard Guaranty Corporation. If the idea of an insured marriage sounds crazy, then maybe you're better suited finding an insured wedding. Many insurance companies out there will insure your wedding. And for many people, it's the only way to tie the knot.

Wedding costs keep skyrocketing, and brides and grooms are taking big financial risk to plan that special day. With all of the things you have to book like the church, caterers, reception hall, etc, things can just get crazy for you if one goes belly up. Instead of ending up thousands in the red, companies like WedSafe are allowing you to insure weddings. A policy like this covers all sorts of unforeseen problems that could derail a wedding. If any event leads to a cancellation or postponement, the policy will foot the bill.

These policies are vastly different. One wants to ensure your fail to reach your 25th, and the other wants to be sure you make it through that faithful day. But either way you slice it, neither policy seems like a bad idea if you're getting married. Why not have insurance on your wedding day, all the way up through your 25th anniversary?

Tuesday, October 9, 2007

What To Do If Your Date Becomes Cold




Have you ever had this experience? You have dated some body few times. Both of you had great time together. You are making plans for the future. Everything seems to go smoothly. And suddenly your dating partner goes cold. The phones are not answered. The mails are not responded. No meetings are discussed, as if past never existed. Why this happened?

This happens with many of us. Out of two partners, one takes a unilateral decision to break away and does not inform the other. There may be many reasons for going cold, including finding some body else. But is it worthwhile chasing the cold date any more? No. But most of the break away partners do not say so clearly and the change in relationship is not spelled out. That causes problem for a certain time. This is surely unethical. One should never behave like this. But you can do nothing about it.

You have no option but to wait for some time and then ask straight question. Are we separate now? Are you no longer interested in meeting me? After getting a clear yes, begin again. Do not ponder and worry over why the earlier person behaved so strangely. Some people are like that. Imagine, if you had got married to somebody so unethical and unreliable?

This kind of behavior certainly shocks. But there is no use. Try to recover as soon as you can. This time, be more careful selecting your new dating partner and hope for the best. Despite many failures, success always comes. That is your right. Please claim it.